In the ever-changing world of credit union compliance, staying ahead isn’t just helpful, it’s critical. Regulations shift, examiner expectations evolve, and new risks are always on the horizon. The good news? You don’t have to wait until the next big change lands in your inbox to start preparing. Proactive planning can help your credit union stay confident, flexible, and ahead of the curve.
At Comply-YES!, we believe compliance should feel manageable, not mysterious. That’s why we work side-by-side with credit unions across the country to build forward-thinking compliance strategies that grow with them. So, where should your credit union start?
You can’t prepare for what you don’t see coming. Make it a habit to monitor updates from key regulatory bodies like the NCUA, CFPB, FinCEN, and FFIEC. Even better—sign up for their email updates so guidance changes and new supervisory priorities don’t catch you off guard.
Need help sorting through the noise? That’s where Comply-YES! comes in. Our compliance experts track regulatory trends and translate them into real-world action items so you can keep your focus where it matters: your members.
Tip: In addition to signing up for Comply-YES!’s Monthly Compliance Newsletters, you can also join America’s Credit Unions, state credit union leagues/associations, or compliance listservs. Being part of the conversation puts you in a stronger position to respond when things change.
Yes, compliance is full of surprises, but some deadlines are already locked in. A proactive compliance calendar is your secret weapon for avoiding last-minute scrambles. Start with known requirements like:
Then layer in your internal review cycles, training schedules, and risk assessments. With a full-picture view of your compliance year, your team can plan ahead and spot overlaps or gaps early.
At Comply-YES!, we help credit unions create and manage these calendars, identify potential pinch points, and offer hands-on support when the list starts to feel long.
Risk assessments aren’t just boxes to check, they’re tools that can help you prioritize your compliance work and protect your members. Cybersecurity, fraud, fair lending, third-party relationships, every area deserves a fresh look as your credit union grows and the world shifts.
The key? Don’t wait until a regulator asks to see it. Keep risk assessments active and up to date. That way, if something does pop up, your credit union already has a roadmap in hand.
That’s why we provide customized risk assessments that dig into your specific operations and help you make smart decisions about where to focus your time and resources.
Your compliance program is only as strong as the people carrying it out. And with regulations evolving and scams becoming more sophisticated, staying static just won’t cut it.
Create a training plan that keeps your team current and confident. This includes annual BSA training for staff and the board, but also things like:
Comply-YES! offers customized training for credit union teams of all sizes. Whether you’re looking for virtual sessions, on-site refreshers, or compliance helpline access for day-to-day questions, we’ve got you covered.
Policies are living documents, and they need attention to stay relevant. Each time a regulation changes (or your operations do) it’s time to revisit your internal policies and procedures. Keep a review schedule for major policies like:
Regular reviews keep your documentation aligned with your practices—and ready for your next audit or exam. And if writing or updating policies feels daunting? Comply-YES! can help with that too.
Cyber risks are growing, and regulators are paying close attention. From ransomware to phishing to data breaches, protecting member data is no longer just an IT issue, it’s a compliance priority.
Review your IT controls, vendor oversight, access controls, and cybersecurity response plans. Conduct annual IT audits and tabletop exercises so your team knows what to do if something goes wrong.
Transparent communication with your members builds trust, especially when you’re making changes tied to compliance. Whether it’s a revised privacy notice or updated disclosures, it’s important to keep your messaging clear and member-focused.
Need support reviewing materials before they go out? Comply-YES! can help with website content, signage, letters, and anything in between.
‘You don’t have to do this alone. When you work with a CUSO like Comply-YES!, you gain a partner who’s focused on your world, your challenges, and your goals.
Whether you need full audit support, compliance consulting, helpline access, or custom training—we’re here to help you build a proactive, sustainable compliance program that adapts with confidence.
Ready to Get Ahead?
Proactive planning is more than just preparation, it’s peace of mind. And at Comply-YES!, we’re all about helping credit unions stay one step ahead.
Because when it comes to compliance, a little planning today goes a long way tomorrow. Connect with our team today to get started.
